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But from the start, it has been a miserable experience. I only continue to use this after 5-6 years because its mobile/desktop/cloud sync works, and reporting is appropriate to our tax reporting strategy.

Lesson, if you are unclear like I was, go to their webpage. Also, what are the benefits? What are the downsides to upgrading? At least refer everybody to the website so they can get the new information from there. I had no idea of the changes and it was very unclear in the App Store what exactly the new version would cost all around. Two, make the App Store information more clear.

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One, some sort of update email or notification that said a new version was coming out and this is how it is going to work, what the changes mean for the user, etc. Two things that would have made this better. I love that I can use the iPad version with my subscription now. Overall, good improvements on the previous version. I understand the billing system now and they even thought ahead to make sure that the user gets credit for their previous version Direct Access subscription. Overall, it seems to be a little more money per year with the benefit of a unified system.

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I have now tried the new Banktivity software and gone to the website. But to have to pay a subscription fee just to be able to use the software for basic things like having different account types listed? Really? I have to pay extra money so I can keep track of my student loans? Or making a budget? Well sorry, I can tell you with out the programs help that paying hundreds of dollars over the years vs the one time cost of a version is out of my budget. That is using server power and I understand that.

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I just had to pay for some extra services if I wanted them (direct download and stuff I wouldn’t use). But I had the option to still have a fully functional check book app with all types of accounts with out having to pay. I get prior versions had subscriptions for certain things. These companies are following the trend that companies like Microsoft and Adobe started. For those prices I better get a new version every year at most. I paid quiet a lot for seven and even prior spent the money for the phone app (before it was free) and thought those prices were high until I saw the prices for the subscriptions. Side note great job IGG letting your users who had paid for apps prior know there was a new version.

When I saw there was an 8 now I went to check it out. Lost one star due to a few personal quirks and the difficulty I had to get synch working right (works great).

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Owners web site even includes financial how tos and even webinars on how to get the most out of this software. I also found the user guide to be current and helpful. Yes it is a subscription but pay only once if you like (and do not need bank connection) and that’s it. I generally use the phone to capture transactions, and iPad while away from my desk (otherwise Mac version to balance checkbook, assess finances just due to larger screen real estate). Reports, budgets, goals - all work as I would expect. Have a folder for spouse, one for kids, etc so I can focus on my accounts while still have family one click away. Organizable accounts - I have a folder for zero balance or old accounts that I use to declutter my account table. Handles multiple splits to include income, transfers and expenses in a single transaction (key for paychecks). Syncs quickly between iPhone, iPad and Mac, though I found it difficult to set up the synch. Took a long time and many apps before I settled on Banktivity. I was looking for a solid financial app to replace the old Pocket Money.

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